{"id":311,"date":"2025-08-28T17:45:45","date_gmt":"2025-08-28T08:45:45","guid":{"rendered":"https:\/\/hobbyclass.co.kr\/?p=311"},"modified":"2025-08-28T17:46:15","modified_gmt":"2025-08-28T08:46:15","slug":"2025%eb%85%84-%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95-vs-irp-%eb%b9%84%ea%b5%90-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%ed%98%9c%ed%83%9d-200-%ed%99%9c%ec%9a%a9-%ec%a0%84%eb%9e%b5","status":"publish","type":"post","link":"https:\/\/hobbyclass.co.kr\/?p=311","title":{"rendered":"2025\ub144 \uc5f0\uae08\uc800\ucd95 vs IRP \ube44\uad50! \uc138\uc561\uacf5\uc81c \ud61c\ud0dd 200% \ud65c\uc6a9 \uc804\ub7b5"},"content":{"rendered":"\n<p>2025\ub144 \uc5f0\uae08\uc800\ucd95 vs IRP \ube44\uad50! \uc138\uc561\uacf5\uc81c \ud61c\ud0dd 200% \ud65c\uc6a9 \uc804\ub7b5<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"573\" src=\"https:\/\/i0.wp.com\/hobbyclass.co.kr\/wp-content\/uploads\/2025\/08\/2025\ub144-\uc5f0\uae08\uc800\ucd95-vs-IRP-\ube44\uad50-\uc138\uc561\uacf5\uc81c-\ud61c\ud0dd-200-\ud65c\uc6a9-\uc804\ub7b5.jpg?resize=1024%2C573&#038;ssl=1\" alt=\"\" class=\"wp-image-312\" srcset=\"https:\/\/i0.wp.com\/hobbyclass.co.kr\/wp-content\/uploads\/2025\/08\/2025\ub144-\uc5f0\uae08\uc800\ucd95-vs-IRP-\ube44\uad50-\uc138\uc561\uacf5\uc81c-\ud61c\ud0dd-200-\ud65c\uc6a9-\uc804\ub7b5.jpg?resize=1024%2C573&amp;ssl=1 1024w, https:\/\/i0.wp.com\/hobbyclass.co.kr\/wp-content\/uploads\/2025\/08\/2025\ub144-\uc5f0\uae08\uc800\ucd95-vs-IRP-\ube44\uad50-\uc138\uc561\uacf5\uc81c-\ud61c\ud0dd-200-\ud65c\uc6a9-\uc804\ub7b5.jpg?resize=300%2C168&amp;ssl=1 300w, https:\/\/i0.wp.com\/hobbyclass.co.kr\/wp-content\/uploads\/2025\/08\/2025\ub144-\uc5f0\uae08\uc800\ucd95-vs-IRP-\ube44\uad50-\uc138\uc561\uacf5\uc81c-\ud61c\ud0dd-200-\ud65c\uc6a9-\uc804\ub7b5.jpg?resize=768%2C430&amp;ssl=1 768w, https:\/\/i0.wp.com\/hobbyclass.co.kr\/wp-content\/uploads\/2025\/08\/2025\ub144-\uc5f0\uae08\uc800\ucd95-vs-IRP-\ube44\uad50-\uc138\uc561\uacf5\uc81c-\ud61c\ud0dd-200-\ud65c\uc6a9-\uc804\ub7b5.jpg?w=1214&amp;ssl=1 1214w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>\uc548\ub155\ud558\uc138\uc694 \uc5f0\uae08\uc800\ucd95\uacfc irp \uc5d0 \ub300\ud55c \uc815\ub9ac\ub97c \ud574\ubcfc\ub824\uace0 \ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ubbf8\ub514\uc5b4\uc5d0\uc11c \ud544\uc694\ud558\ub2e4\uace0 \ud558\ub294\ub370 \uc65c? \ud544\uc694\ud55c\uc9c0 \uc5b4\ub5a4\ud574\ud0dd\uc774 \uc788\ub294\uc9c0 \uc815\ubcf4\uac00 \ub108\ubb34 \uc911\uad6c\ub09c\ubc29\uc774\ub77c\uc11c \uc5b4\ub824\uc6cc\uc11c \ud55c\ubc88 \uc815\ub9ac\ud558\ub294 \uc2dc\uac04\uc744 \uac00\uc838 \ubd24\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \uc815\ub9ac\ud55c\uac78 \ud55c\ubc88 \ubd10\uc8fc\uc138\uc694 <\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\ubaa9\ucc28<\/h2><nav><ul><li class=\"\"><a href=\"#\uc5f0\uae08\uc800\ucd95\uc774\ub780\">\uc5f0\uae08\uc800\ucd95\uc774\ub780?<\/a><\/li><li class=\"\"><a href=\"#\uc5f0\uae08\uc800\ucd95-\uc138\uc561\uacf5\uc81c\uc728\uacfc-\uc18c\ub4dd\ubcc4-\ucc28\uc774\">\uc5f0\uae08\uc800\ucd95 \uc138\uc561\uacf5\uc81c\uc728\uacfc \uc18c\ub4dd\ubcc4 \ucc28\uc774<\/a><\/li><li class=\"\"><a href=\"#\ud658\uae09\uc561-\uacc4\uc0b0-\uc608\uc2dc\">\ud658\uae09\uc561 \uacc4\uc0b0 \uc608\uc2dc<\/a><\/li><li class=\"\"><a href=\"#irp\uc5d0-\uac00\uc785\ud558\ub294-\uac83\uc774-\uc720\ub9ac\ud55c-\uc774\uc720\">IRP\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud55c \uc774\uc720<\/a><\/li><li class=\"\"><a href=\"#\uc5f0\uae08\uc800\ucd95-\uc138\uc561\uacf5\uc81c-\uc720\uc758\uc0ac\ud56d\">\uc5f0\uae08\uc800\ucd95 \uc138\uc561\uacf5\uc81c \uc720\uc758\uc0ac\ud56d<\/a><\/li><li class=\"\"><a href=\"#irp\uc640-\uc5f0\uae08\uc800\ucd95-\ube44\uad50-\ud45c\">IRP\uc640 \uc5f0\uae08\uc800\ucd95 \ube44\uad50 \ud45c<\/a><\/li><li class=\"\"><a href=\"#irp\uc640-\uc5f0\uae08\uc800\ucd95-\ub0a9\uc785-\uc804\ub7b5\">IRP\uc640 \uc5f0\uae08\uc800\ucd95 \ub0a9\uc785 \uc804\ub7b5<\/a><\/li><li class=\"\"><a href=\"#\uc790\uc8fc-\ubb3b\ub294-\uc9c8\ubb38-q-a\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (Q&amp;A)<\/a><\/li><li class=\"\"><a href=\"#\ub9c8\ubb34\ub9ac\">\ub9c8\ubb34\ub9ac<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>2025\ub144 \uc5f0\uae08\uc800\ucd95 \uc138\uc561\uacf5\uc81c \uc644\uc804 \uc815\ubcf5: \uc808\uc138\uc640 \ub178\ud6c4\uc900\ube44\ub97c \ud55c \ubc88\uc5d0<\/p>\n\n\n\n<p>\uc5f0\uae08\uc800\ucd95\uc740 \ub178\ud6c4 \uc900\ube44\ub97c \uc704\ud55c \ub300\ud45c\uc801\uc778 \uae08\uc735\uc0c1\ud488 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \ud1b5\ud574 \uc5f0\ub9d0\uc815\uc0b0\uc5d0\uc11c \ud658\uae09\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4, \ub9ce\uc740 \uc9c1\uc7a5\uc778\uacfc \uc790\uc601\uc5c5\uc790\ub4e4\uc5d0\uac8c \uc778\uae30\uac00 \ub192\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \uc5f0\uae08\uc800\ucd95\uc758 \uac1c\ub150\ubd80\ud130 \uc138\uc561\uacf5\uc81c\uc728, IRP\uc640\uc758 \ucc28\uc774, \uadf8\ub9ac\uace0 \uc2e4\uc81c \ud658\uae09\uc561 \uacc4\uc0b0 \uc608\uc2dc\uae4c\uc9c0 \uc0c1\uc138\ud788 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\uc5f0\uae08\uc800\ucd95\uc774\ub780\">\uc5f0\uae08\uc800\ucd95\uc774\ub780?<\/h2>\n\n\n\n<p>\uc5f0\uae08\uc800\ucd95\uc740 \uc77c\uc815 \uae08\uc561\uc744 \uc7a5\uae30\uac04 \ub0a9\uc785\ud574 \ub9cc 55\uc138 \uc774\ud6c4\ubd80\ud130 \uc5f0\uae08 \ud615\ud0dc\ub85c \uc218\ub839\ud558\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4. \ud06c\uac8c \uc544\ub798 3\uac00\uc9c0 \ud615\ud0dc\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uae08\uc800\ucd95\ubcf4\ud5d8<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uae08\uc800\ucd95\uc2e0\ud0c1<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uae08\uc800\ucd95\ud380\ub4dc<\/li>\n<\/ul>\n\n\n\n<p>\uc5f0\uae08\uc800\ucd95\uc758 \uac00\uc7a5 \ud070 \uc7a5\uc810\uc740 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc785\ub2c8\ub2e4. \uc77c\uc815 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ub0a9\uc785\uae08\uc561\uc758 \uc77c\uc815 \ube44\uc728\ub9cc\ud07c \uc138\uae08\uc5d0\uc11c \uacf5\uc81c\ubc1b\uc744 \uc218 \uc788\uc5b4, \uc2e4\uc9c8\uc801\uc778 \uc138\uae08 \ud658\uae09 \ud6a8\uacfc\ub97c \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\uc5f0\uae08\uc800\ucd95-\uc138\uc561\uacf5\uc81c\uc728\uacfc-\uc18c\ub4dd\ubcc4-\ucc28\uc774\">\uc5f0\uae08\uc800\ucd95 \uc138\uc561\uacf5\uc81c\uc728\uacfc \uc18c\ub4dd\ubcc4 \ucc28\uc774<\/h2>\n\n\n\n<p>\uc5f0\uae08\uc800\ucd95\uc5d0 \ub0a9\uc785\ud558\uba74 \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\ucd1d\uae09\uc5ec<\/th><th>\uc138\uc561\uacf5\uc81c\uc728<\/th><th>\uc138\uc561\uacf5\uc81c \ud55c\ub3c4<\/th><\/tr><\/thead><tbody><tr><td>\uc77c\ubc18\uadfc\ub85c\uc790<\/td><td>5,500\ub9cc \uc6d0 \uc774\ud558<\/td><td>16.5% (\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568)<\/td><td>\ucd5c\ub300 396,000\uc6d0<\/td><\/tr><tr><td>\uc77c\ubc18\uadfc\ub85c\uc790<\/td><td>5,500\ub9cc \uc6d0 \ucd08\uacfc<\/td><td>13.2% (\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568)<\/td><td>\ucd5c\ub300 396,000\uc6d0<\/td><\/tr><tr><td>\ud1f4\uc9c1\uc5f0\uae08(IRP) \ud3ec\ud568 \uc2dc<\/td><td>7\ubc31\ub9cc \uc6d0 \ub0a9\uc785\uae4c\uc9c0 \uacf5\uc81c \uac00\ub2a5<\/td><td>\uadfc\ub85c\uc790 \uc804\uc6d0 \ub3d9\uc77c<\/td><td>\ucd5c\ub300 1,155,000\uc6d0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\ucd1d \uacf5\uc81c\ud55c\ub3c4\ub294 \uc5f0\uae08\uc800\ucd95\uacfc IRP\ub97c \ud569\uc0b0\ud558\uc5ec \uc5f0 700\ub9cc \uc6d0\uae4c\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e8, \uc5f0\uae08\uc800\ucd95\ub9cc\uc73c\ub85c\ub294 \ucd5c\ub300 400\ub9cc \uc6d0\uae4c\uc9c0\uac00 \uacf5\uc81c \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\ud658\uae09\uc561-\uacc4\uc0b0-\uc608\uc2dc\">\ud658\uae09\uc561 \uacc4\uc0b0 \uc608\uc2dc<\/h2>\n\n\n\n<p>\ucd1d\uae09\uc5ec 5,000\ub9cc \uc6d0 \uadfc\ub85c\uc790\uac00<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uae08\uc800\ucd95\uc5d0 400\ub9cc \uc6d0,<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>IRP\uc5d0 300\ub9cc \uc6d0 \ub0a9\uc785\ud588\ub2e4\uba74?<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\ub0a9\uc785\uc561<\/th><th>\uacf5\uc81c\uc728<\/th><th>\ud658\uae09\uc561<\/th><\/tr><\/thead><tbody><tr><td>\uc5f0\uae08\uc800\ucd95<\/td><td>400\ub9cc \uc6d0<\/td><td>16.5%<\/td><td>66\ub9cc \uc6d0<\/td><\/tr><tr><td>IRP<\/td><td>300\ub9cc \uc6d0<\/td><td>16.5%<\/td><td>49.5\ub9cc \uc6d0<\/td><\/tr><tr><td><strong>\ucd1d \ud658\uae09\uc561<\/strong><\/td><td>700\ub9cc \uc6d0<\/td><td>&#8211;<\/td><td><strong>115.5\ub9cc \uc6d0<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\uc5f0\ub9d0\uc815\uc0b0\uc5d0\uc11c \uc57d 100\ub9cc \uc6d0 \uc774\uc0c1\uc744 \ud658\uae09\ubc1b\uc744 \uc218 \uc788\ub294 \uc148\uc785\ub2c8\ub2e4. \uc18c\ub4dd\uc774 \ub192\uc744\uc218\ub85d \uacf5\uc81c\uc728\uc740 \ub2e4\uc18c \ub0ae\uc544\uc9c0\uc9c0\ub9cc \uc808\uc138 \ud6a8\uacfc\ub294 \uc5ec\uc804\ud788 \ud07d\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"irp\uc5d0-\uac00\uc785\ud558\ub294-\uac83\uc774-\uc720\ub9ac\ud55c-\uc774\uc720\"> IRP\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud55c \uc774\uc720<\/h2>\n\n\n\n<p>IRP(\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08)\ub294 \uc5f0\uae08\uc800\ucd95\uacfc \ud568\uaed8 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \ud655\uc7a5\ud560 \uc218 \uc788\ub294 \uc218\ub2e8\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uae08\uc800\ucd95 \ud55c\ub3c4\ub294 400\ub9cc \uc6d0\uc774\uc9c0\ub9cc,<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>IRP\ub97c \ucd94\uac00\ud558\uba74 \ucd5c\ub300 700\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc790\uc601\uc5c5\uc790, \ud504\ub9ac\ub79c\uc11c\ub3c4 \uac00\uc785 \uac00\ub2a5\ud558\uba70, \uc6b4\uc6a9\uc758 \uc790\uc720\ub3c4\ub3c4 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p>\ub530\ub77c\uc11c \uc5f0\uae08\uc800\ucd95\uc5d0 \uc774\ubbf8 400\ub9cc \uc6d0\uc744 \ub0a9\uc785\ud588\ub2e4\uba74 IRP\ub97c \ud1b5\ud574 \ub098\uba38\uc9c0 300\ub9cc \uc6d0\uc744 \ucc44\uc6cc \uc138\uc561\uacf5\uc81c\ub97c \uadf9\ub300\ud654\ud558\ub294 \uc804\ub7b5\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\uc5f0\uae08\uc800\ucd95-\uc138\uc561\uacf5\uc81c-\uc720\uc758\uc0ac\ud56d\">\uc5f0\uae08\uc800\ucd95 \uc138\uc561\uacf5\uc81c \uc720\uc758\uc0ac\ud56d<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uc911\ub3c4 \ud574\uc9c0 \uc2dc \uc138\uae08 \ucd94\uc9d5: \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc740 \uae08\uc561\uc740 \uae30\ud0c0\uc18c\ub4dd\uc138\ub85c \ucd94\uc9d5\ub429\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<p>    2. 55\uc138 \uc774\uc804 \uc778\ucd9c \uc2dc \uacfc\uc138: \uc5f0\uae08 \ubaa9\uc801\uc774 \uc544\ub2cc \uc778\ucd9c\uc740 \uc138\uae08 \ubd80\ub2f4\uc774 \ud07d\ub2c8\ub2e4.<\/p>\n\n\n\n<p>    3. \uc5f0\uae08 \uc218\ub839 \uc2dc \uacfc\uc138: \uc77c\uc815 \ubd80\ubd84\uc740 \uc5f0\uae08\uc18c\ub4dd\uc138\ub85c \uacfc\uc138\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacf5\uc81c \ub300\uc0c1 \ud655\uc778: \uacfc\uc138\ud45c\uc900\uc5d0 \ub530\ub77c \uacf5\uc81c\uc728\uc774 \ub2ec\ub77c\uc9c0\ubbc0\ub85c \uc5f0\ub9d0\uc815\uc0b0 \uc804\uc5d0 \ubbf8\ub9ac \ud655\uc778\ud558\uc138\uc694.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"irp\uc640-\uc5f0\uae08\uc800\ucd95-\ube44\uad50-\ud45c\"> IRP\uc640 \uc5f0\uae08\uc800\ucd95 \ube44\uad50 \ud45c<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\uc5f0\uae08\uc800\ucd95<\/th><th>IRP<\/th><\/tr><\/thead><tbody><tr><td>\uc138\uc561\uacf5\uc81c \ud55c\ub3c4<\/td><td>400\ub9cc \uc6d0<\/td><td>700\ub9cc \uc6d0 (\uc5f0\uae08\uc800\ucd95 \ud3ec\ud568)<\/td><\/tr><tr><td>\uacf5\uc81c\uc728<\/td><td>\ucd5c\ub300 16.5%<\/td><td>\ucd5c\ub300 16.5%<\/td><\/tr><tr><td>\uac00\uc785 \ub300\uc0c1<\/td><td>\uc81c\ud55c \uc5c6\uc74c<\/td><td>\ub9cc 19\uc138 \uc774\uc0c1 \uc18c\ub4dd \uc788\ub294 \uc790<\/td><\/tr><tr><td>\uc911\ub3c4 \uc778\ucd9c<\/td><td>\uc77c\ubd80 \uac00\ub2a5<\/td><td>\uc6d0\uce59\uc801 \ubd88\uac00 (\uc77c\ubd80 \uc0ac\uc720 \uc81c\uc678)<\/td><\/tr><tr><td>\ud22c\uc790 \uc0c1\ud488<\/td><td>\ud380\ub4dc, \ubcf4\ud5d8, \uc608\uae08 \ub4f1 \ub2e4\uc591<\/td><td>\ud380\ub4dc, \uc608\uae08, ETF \ub4f1 \uac00\ub2a5<\/td><\/tr><tr><td>\uc5f0\uae08 \uc218\ub839 \uac1c\uc2dc<\/td><td>\ub9cc 55\uc138 \uc774\ud6c4<\/td><td>\ub9cc 55\uc138 \uc774\ud6c4<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"irp\uc640-\uc5f0\uae08\uc800\ucd95-\ub0a9\uc785-\uc804\ub7b5\">IRP\uc640 \uc5f0\uae08\uc800\ucd95 \ub0a9\uc785 \uc804\ub7b5<\/h2>\n\n\n\n<p>\uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\ub824\uba74 \ub2e4\uc74c\uacfc \uac19\uc774 \ub098\ub204\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc6b0\uc120\uc21c\uc704: \uc5f0\uae08\uc800\ucd95\uc5d0 400\ub9cc \uc6d0 \uba3c\uc800 \ub0a9\uc785<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uadf8 \ud6c4, IRP\uc5d0 300\ub9cc \uc6d0 \ucd94\uac00 \ub0a9\uc785<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucd1d 700\ub9cc \uc6d0 \ub0a9\uc785\uc73c\ub85c \ucd5c\ub300 \uc138\uc561\uacf5\uc81c \ud55c\ub3c4 \ub2ec\uc131<\/li>\n<\/ul>\n\n\n\n<p>\uc774 \ubc29\uc2dd\uc740 \ud6a8\uc728\uc801\uc778 \uc808\uc138\uc640 \ub178\ud6c4\uc790\uae08 \uc900\ube44\ub97c \ub3d9\uc2dc\uc5d0 \ub9cc\uc871\uc2dc\ucf1c\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\uc790\uc8fc-\ubb3b\ub294-\uc9c8\ubb38-q-a\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (Q&amp;A)<\/h2>\n\n\n\n<p>Q1. \uc5f0\uae08\uc800\ucd95\uacfc IRP \ub458 \ub2e4 \uac00\uc785\ud574\uc57c \ud558\ub098\uc694?<br>A. \ud544\uc218\ub294 \uc544\ub2c8\uc9c0\ub9cc, \ub450 \uc0c1\ud488\uc744 \ubaa8\ub450 \ud65c\uc6a9\ud558\uba74 \uc138\uc561\uacf5\uc81c \ud55c\ub3c4\ub97c \ucd5c\ub300\ud55c\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\uc5b4 \uc808\uc138\uc5d0 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Q2. \uc911\ub3c4 \ud574\uc9c0\ud558\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<br>A. \ud574\uc9c0 \uc2dc \uc138\uc561\uacf5\uc81c \ubc1b\uc740 \uae08\uc561\uc5d0 \ub300\ud574 16.5%\uc758 \uae30\ud0c0\uc18c\ub4dd\uc138\uac00 \ubd80\uacfc\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Q3. \uc138\uc561\uacf5\uc81c \ub300\uc0c1\uc774 \uc544\ub2cc \uacbd\uc6b0\uc5d0\ub3c4 \uac00\uc785\ud560 \ud544\uc694 \uc788\ub098\uc694?<br>A. \uc138\uc561\uacf5\uc81c\uac00 \ubaa9\uc801\uc774 \uc544\ub2c8\ub77c\uba74 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub178\ud6c4 \ub300\ube44, \ud22c\uc790 \ubaa9\uc801\uc73c\ub85c\ub294 \uc5ec\uc804\ud788 \uc720\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Q4. \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \ub530\ub85c \uc2e0\uace0\ud574\uc57c \ud558\ub098\uc694?<br>A. \ub124, \uae08\uc735\uae30\uad00\uc5d0\uc11c \ubc1c\uae09\ud55c \ub0a9\uc785\uc99d\uba85\uc11c\ub97c \uc81c\ucd9c\ud574\uc57c \uacf5\uc81c\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\ub9c8\ubb34\ub9ac\">\ub9c8\ubb34\ub9ac<\/h2>\n\n\n\n<p>\uc5f0\uae08\uc800\ucd95\uacfc IRP\ub294 \ub2e8\uc21c\ud55c \ub178\ud6c4 \ub300\ube44 \uc218\ub2e8\uc744 \ub118\uc5b4 \ud604\uba85\ud55c \uc808\uc138 \uc804\ub7b5\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc18c\ub4dd \uc218\uc900\uacfc \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub9de\uac8c \ub450 \uc0c1\ud488\uc744 \uc801\uc808\ud788 \uc870\ud569\ud558\uba74 \ucd5c\ub300 115\ub9cc \uc6d0 \uc774\uc0c1\uc758 \uc138\uae08 \ud658\uae09\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc9c0\uae08\ubd80\ud130 \uc900\ube44\ud574\ub450\uba74, \uc5f0\ub9d0\uc815\uc0b0 \ub54c \uae30\ubd84 \uc88b\uc740 \ud658\uae09 \uc18c\uc2dd\uc744 \ub4e4\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2025\ub144 \uc5f0\uae08\uc800\ucd95 vs IRP \ube44\uad50! \uc138\uc561\uacf5\uc81c \ud61c\ud0dd 200% \ud65c\uc6a9 \uc804\ub7b5 \uc548\ub155\ud558\uc138\uc694 \uc5f0\uae08\uc800\ucd95\uacfc irp \uc5d0 \ub300\ud55c \uc815\ub9ac\ub97c \ud574\ubcfc\ub824\uace0 \ud569\ub2c8\ub2e4. \ubbf8\ub514\uc5b4\uc5d0\uc11c \ud544\uc694\ud558\ub2e4\uace0 \ud558\ub294\ub370 \uc65c? \ud544\uc694\ud55c\uc9c0 \uc5b4\ub5a4\ud574\ud0dd\uc774 \uc788\ub294\uc9c0 \uc815\ubcf4\uac00 \ub108\ubb34 \uc911\uad6c\ub09c\ubc29\uc774\ub77c\uc11c \uc5b4\ub824\uc6cc\uc11c \ud55c\ubc88 \uc815\ub9ac\ud558\ub294 \uc2dc\uac04\uc744 \uac00\uc838 \ubd24\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \uc815\ub9ac\ud55c\uac78 \ud55c\ubc88 \ubd10\uc8fc\uc138\uc694 2025\ub144 \uc5f0\uae08\uc800\ucd95 \uc138\uc561\uacf5\uc81c \uc644\uc804 \uc815\ubcf5: \uc808\uc138\uc640 \ub178\ud6c4\uc900\ube44\ub97c \ud55c \ubc88\uc5d0 \uc5f0\uae08\uc800\ucd95\uc740 \ub178\ud6c4 \uc900\ube44\ub97c \uc704\ud55c \ub300\ud45c\uc801\uc778 \uae08\uc735\uc0c1\ud488 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":312,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1,5],"tags":[],"class_list":["post-311","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","category-5","entry","has-media"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/hobbyclass.co.kr\/wp-content\/uploads\/2025\/08\/2025\ub144-\uc5f0\uae08\uc800\ucd95-vs-IRP-\ube44\uad50-\uc138\uc561\uacf5\uc81c-\ud61c\ud0dd-200-\ud65c\uc6a9-\uc804\ub7b5.jpg?fit=1214%2C679&ssl=1","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/311","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=311"}],"version-history":[{"count":2,"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/311\/revisions"}],"predecessor-version":[{"id":314,"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/311\/revisions\/314"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=\/wp\/v2\/media\/312"}],"wp:attachment":[{"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=311"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=311"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hobbyclass.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=311"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}